Credit cards are the most common method of payment used by shoppers these days. In fact, a lot of people today would leave their homes without cash but not without at least one credit card in their wallet. Consequently, these same people would walk out the door without any second thoughts should an establishment be unable to take credit card payments.

So if you are a business owner, you would definitely want to be able to accept credit card payments in order to increase your chances of making sales. But not everyone can accept credit card payments just like that. You will have to go through a process that includes hiring a processing company to take care of the transactions. There are many such companies out there but one of the most trusted and most reputable is Crescent Processing Company.

What are the services offered by Crescent?

Basically, Crescent Processing Company gives you the ability to take payments from customers via their credit cards, regardless of whether they are buying in your shop, through the Internet, or over the phone. Major credit cards like Visa, MasterCard, Diner’s Club, JBC, American Express and Discover Card are recognized and accepted by the Crescent system. Once the system is in place, your establishment will be able to go on with business even while you are asleep or away on vacation, because Crescent does operate 24/7.

How do I use these services?

First of all, you need to open a credit card merchant account and get your Merchant ID in order to be able to take and process credit card payments. In order to work with Crescent Processing Company, you would need to have a business whose address is within the United States. You also need to have a US bank account in order to qualify.

What fees do I have to pay?

Crescent Processing Company charges very reasonable fees for their services, beginning with a one-time fee for processing your application. This fee is used partly to cover expenses for shipping out your Crescent Diamond terminal, and also for providing you with 2 rolls of paper and     a welcome kit to help get you started on the right foot.

Whenever a customer pays with a credit card, you would have to swipe this card or have the number verified by the     credit card company. You do this by running the card through your POS terminal and waiting for a reply from the host. Every time you request such a reply, Crescent will charge you an authorization fee. The minimum fee charged by Crescent per month is $19.08. This amount is charged whether you had processed any credit cards during the month or not.

For all you others questions regarding Crescent Processing Company’s services, regulations or whatnot, you can always get in touch with our Customer Sales Representatives who are capable and willing to assist you 24 hours a day, 7 days a week.